With the advent of the era of economic globalization, improving the financial literacy of young people has become the top priority of education in the world. How to effectively strengthen the financial literacy education of young people has become an important issue in middle school education. The author thinks that to improve the financial literacy of young people, we should pay attention to the cultivation of financial literacy from family, school and government. Help them form good consumption habits from childhood, cultivate correct consumption concept and financial management ability in daily life, and improve their financial literacy.